If you are about to be seized, but are looking for a way to keep your property, we have documents that will help you. Consult again today our room rental contract or subletting. An act instead of execution continues to have a negative impact on your creditworthiness. However, it is not as repugnant as the blow to your solvency by enforcement. Also, it`s best for future lenders to have an “instrument instead of – fully paid” on your credit information. An act instead of enforcement is used if one wants to give one`s act to property instead of threatening seizure. The deed can be handed over to a property to the original lender to avoid a seizure. This option will only work if you can convince your lender to take over the deed and cancel your debt. Some short tips to fill in the gaps in this document are:. . .