American Eagle Credit Card Agreement

🎁 20% discount on the birthday voucher: this voucher is normally distributed on the first day of your birthday month. You can also access your coupon online or via the mobile app. Birthday vouchers are only issued if your AEO credit card account is active and in good condition. Hello Heather, please note that we are NOT American Eagle – we are upgrade points, a points and miles site dedicated to creating content for reader education (some of which are credit card notes). The best way to avoid these inconvenient fees? Be a responsible cardholder and pay your credit by the hour each month. If you have the Visa version of the card, also take a look at the annual effective rate and cash advance fees – although we think you should never use your credit card for a cash advance unless you`re in a serious emergency situation. The main problem with American Eagle credit cards is that you can only use your rewards in-store, so if you don`t shop there much, we recommend the following cash back cards instead, especially since they come with generous welcome bonuses and 0% intro-APR offers. Hi, Heather. First, we are not American Eagle, we are upgrade points, a blog that specializes in providing resources to inform readers about travel and credit cards. This is probably a replacement card, but you should call the number on the back of the card to confirm it. Both American Eagle credit cards are issued by Synchrony Bank. If none of these reasons apply and you are still unable to reach an agreement, call them to request a copy of your agreement.

Under federal law, your credit card issuer is required to provide a copy of your agreement upon request. With both the AEO Connected credit card® and AEO Connected® Visa® credit card, shoppers earn 15 points for the $1 spent in American Eagle Stores (and stores within the AE family: AEO Factory, Aeire and online at these retailers). Visa cardholders will also receive 5 points for the $1 spent on all other visa purchases. The general conditions of sale stipulate that no points can be collected for the purchase of gift cards or for charitable works. As a Visa card, this also opens up the possibility of cash advances and the possibility of using the card internationally, although you have high foreign transaction fees (but later). As with other branded credit cards, the rewards are inflexible – you can only use them within the AE family. And they have expiration dates! With this card, you earn $1pt/$1 as you are spent in American Eagle stores as well as wherever you shop with your card….